You want to buy a house, but you haven’t spoken with a lender? You wouldn’t go shopping without your wallet would you? The home buying process can be intimidating. Knowing where you stand financially is the best way to go into a real estate transaction with confidence! Pre Approval can benefit you in many ways. It shows agents and sellers that you are in the position to buy. The letter of pre approval can help to give you more leverage as you enter negotiations with sellers. It is also used as a tool by your agent to help refine your search to avoid viewing homes that are out of your budget. The heartbreak of finding your dream home and then having the bank say NO, is not something anyone wants to experience. Making that call can help take the stress out of buying a home. If you are not sure where to start, please give us a call. We would be more than happy to lead you in the right direction.